I forwarded advice given to me by my insurance agent as helpful advice to forum members. I don't care if you don't like that advice. Nor do I care that you're so insecure you need to attack the messenger.You sound like you're a lot of fun to be around.
You are the 1 in a million that actually have read the terms and conditions prior to checking the box..
Now I'll wait for your 2 paragraph response about why you ALWAYS read the terms and conditions due to blah blah blah....